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HSA qualifications


You may contribute to a HSA if you meet ALL of the following:

  • You are covered under a high-deductible health plan on the first of the month that you’re planning to make contributions.
  • You have no other health coverage (excludes additional coverage that you might have for accidents, disabilities, dental care, vision care, long-term care, a specific disease or illness, a fixed amount per day of hospitalization, liabilities covered under workers’ compensation or some other insurance)
  • You are not enrolled in Medicare
  • You cannot be claimed as a dependent on someone else’s tax return