Amerifirst Home Mortgage 203(k) loan review

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Last updated June 1, 2020
  • High customer ratings
  • Online application
  • Resources to guide through buying process
We are not affiliated with or endorsed by Amerifirst Home Mortgage. We are an independent review site.


State Availability


Minimum credit score
Minimum down payment

Customer ratings

BBB rating
Zillow rating
J.D. Power ranking
Not rated

About Amerifirst Home Mortgage

Amerifirst Home Mortgage (Amerifirst) is a 37-year-old mortgage provider. Amerifirst offers various mortgages, including conventional loans, government-backed loans, such as FHA loans, VA loans, and USDA loans, renovation loans (including 203(k) loans and Homestyle Renovation), as well as refinance loans.

Amerifirst 203(k) loans endorsed by the FHA

As part of the final approval for a 203(k) loan, the FHA has to “endorse” each loan application. In 2020 so far (between January to April) the FHA has endorsed 55 203(k) loans applied through Amerifirst. In 2019, the FHA endorsed 25 203(k) loans applied through Amerifirst and 21 203(k) loans in 2018. These endorsements aren’t high compared to other lenders. We believe this is due to Amerifirst’s availability in only some states.

What makes loanDepot different from other lenders?

High customer rating

Amerifirst’s customers rated the company A+ with the Better Business Bureau (BBB). Amerifirst also has a nearly perfect rating on Zillow, with 4.99 stars out of 5 based on 830 reviews.

Online application process

You may apply for a loan on the Amerifirst site. To start, Amerifirst, will ask you first to select your location and choose a branch that you’ll apply through. Then, you’ll create an account so you can save your loan application progress and track your status later. Once you start the application, you’ll be asked for personal, employment, financial, and other standard application information.

Resources online

Amerifirst has a lot of resources through its website to help borrowers through the mortgage buying process.

We are not affiliated with or endorsed by Amerifirst Home Mortgage. We are an independent review site.