Car insurance

Tell us about yourself to qualify for discounts.
Age:
I am married
I own my home
I do NOT have a DUI/SU-22
Vehicles
Accidents (last 3 yrs)
My credit is:

South Carolina car insurance

Where do you live?
Advertiser disclosure
Advertiser disclosure

We hope our site helps everyone make informed financial decisions.

To keep our service free our partners pay us. This may impact what products we review or how they appear, e.g. the order or color in which companies appear, but our opinions are our own and partners cannot pay us for favorable reviews.

We review many financial companies and their products but are unable to cover them all. If you'd like us to review a company or product please let us know at

Close
Dairyland Insurance
Not available
Usage-based pricing
Not available
Rideshare coverage
High, but reasonable for high-risk customers
Policy price
Available
Usage-based pricing
Available
Rideshare coverage
Lower than most
Policy price
Esurance Insurance Services
Available
Usage-based pricing
Only in CA, IL, and NJ
Rideshare coverage
Middle of the road
Policy price
The Progressive Corporation
Available
Usage-based pricing
Available in most states
Rideshare coverage
Lower than most
Policy price
Liberty Mutual Group
Available
Usage-based pricing
Not available
Rideshare coverage
Lower than most
Policy price
The Allstate Corporation
Available
Usage-based pricing
Available in most states
Rideshare coverage
Middle of the road
Policy price

South Carolina car insurance – protect yourself and your vehicle

Choosing car insurance can be as simple or as complicated as you want to make it. The challenge of understanding what coverage is available to you and then matching it to your needs can be overwhelming. In the end, it's often easier to just throw in the towel and go with the insurer that has bombarded you with the most television commercials. You know that’s not a good choice, which is why you have found your way to this site.

At Plutigo, our goal is to help you navigate the car insurance process skillfully and simply. For example, in the table above we've screened out carriers that offer insurance to South Carolina residents. There are a lot of moving parts but with some simple screen tools and our pre-qualification form you can minimize the effort you need to put in with this important financial decision.

The two main factors: price and claims

Price is the part you deal with up front when you’re deciding which company and which coverage to select, and claims is the service you have purchased.

Price

Price includes a lot of different elements, and this is where it can be difficult to make a simple apples-to-apples comparison between all the different insurers. Here are just a few of the factors:

Claims

Insurance is an unusual product. We pay for it and then hope we never use it. There are several important factors to consider around claim servicing:

How to buy car insurance

The basic process for selecting and purchasing a car insurance policy boils down to a few key steps:

  1. Determine the type and amount of coverage you need
  2. Get a few quotes to compare
  3. Choose how you want to buy it (agent, direct, etc.)
  4. Compare and choose

Coverage includes things like liability, collision, medical payments, and comprehensive damage. Getting quotes can be done very quickly online and will account for things like annual mileage, geography and other items listed in the pricing section above. The way you buy your insurance can vary from using a captive agent, going direct, or working with an independent agent.

Once you've gone through these steps the hard work is done. Insurance is generally purchased every six months or annually. You are also typically able to cancel at any time and get a prorated cost. This means if you don't like the policy you buy you can change it. There is some administrative hassle so its worth a little time and effort.

Our general auto insurance article has a lot more in-depth information around buying auto insurance. Also feel free to utilize our auto insurance quote service to pre-qualify for insurance and discounts with multiple carriers at once.